Accountants For Contractors
Fixed monthly fee with no exit fees or minimum periods
Whether you’re new to contracting or switching you can be confident you’re in safe hands
Fixed monthly fee with no exit fees or tie-in period
Free company formation if you’re starting out
We’ll submit your annual accounts, VAT & Corporation Tax
Free Accounting Software
Starter
- Suitable for sole-traders, partnerships and micro businesses that want want their accounts taken care of along with a subscription to market leading accounting software.
- Free Market Leading Accounting Software (worth £25 p/m)
- Accounting Software Training
- Annual Accounts – Preparation and Submission
- Corporation Tax or Income tax (if not a Ltd) – Calculation and Submission to HMRC
- Bookkeeping available (from £30 extra per month)
Pro
- Suitable for businesses who want VAT returns and payroll alongside accounts and tax submissions with the support of a dedicated account manager.
- Includes the £49 starter package plus:
- Dedicated Account Manager (support via phone and email)
- PAYE Registration
- Directors (or employee) Monthly Payroll (up to 2) including RTI Submssions to HMRC
- Pension Assessment
- VAT Registration
- Quarterly VAT Returns -Preparation and Submission.
- Dividend Management
- Management of all HMRC Correspondence
Executive
- Suitable for businesses who want a complete hassle free accounting service.
- Includes the £99 Pro package plus:
- Your own Personal Accountant
- Bookkeeping and Transaction Management
- Directors & Employees Monthly Payroll (up to 10) including RTI Submssions to HMRC
- References for VISAs, property, employment and more
- Registered office address
- Customer Invoicing
- Personal Self Assessment Tax Return -Preparation and Submission.
*Please note, all rates quoted are exclusive of VAT.
Get In touch
Searching for an umbrella solution?
Why Choose Cobia?
- You will always deal with an accountant – all your queries are dealt with experts
- We offer excellent customer service – don’t take our word for it and read our TrustPilot reviews
- Market leading accounting software – we don’t use our own or a cheap accounting software. We use a variety of market leading cloud-based applications.
- Quick turnaround to queries – usually within 24 hours on our £99 package.
- No exit fees or tie in period – if you are no longer contracting and don’t require our services for your company then you are not obligated to continue paying the monthly fee.
- Free company set up, PAYE and VAT registration
- Refer others and get £100! – once you’re a customer with us simply recommend us and if they join we’ll send you some vouchers.
- Communicate how you want – we are available on email, over the phone or video conferencing.
- Software and Accounting training – upon joining you will receive unlimited training and help.
- Outsource your Bookkeeping – if you don’t want to deal with transactions or any accounting we can do this for you too. This costs from just £30 per month extra.
What We Do
Leaving you to concentrate on your day job, earning as much as you can. Along the way there will be questions and we are here to answer then advise accordingly as part of your package
Free Company Set Up
Maximise your Income
With a limited company you’ll need to handle invoicing, the company bank account and decide how to pay yourself. You can claim a wider range of expenses helping to increase your take home pay.
Free Accounting Software
Personal Accountants For Ongoing Help
Annual Accounts Filed
Find out more about the expenses you can claim
Contractor expenses and tax relief
This reduces the amount of tax you need to pay as your tax is calculated based upon a lower amount of income than those in permanent employment.
When contractors set up a limited company, they can take home even more of their income by claiming these expenses to reduce their corporation tax bill, leaving company profit left over to spend as they choose.
Access your accounts online from any device
- Update your accounts whilst issuing quotes & invoices with cloud-based software from our partner Kashflow
- Download an app to use on your phone
- Easily enable your personal accountant to view your finances to speed up returns and advice
- Be productive on the move
- Save over £150 on software fees with our packages (included in all our packages)

Keep A Close Eye On Your Accounts
- Keep an eye on your performance with reports on profit & loss, stock control and self assessment.
- Remind your customers about missing payments with automatic notifications.
- View overdue payments
Accounting Made Simple
- Full training session for new customers
- Suitable for non accountants with a full tips and help section
- Pre built standardised reports for quick access
- Online dashboard displaying your financial position
Stay Synced
- Link your bank accounts into the software to automate income and expenditure
- Making it easier for you to see a real time view of your finances
- No need to manually record transactions, your accountant can instantly access your income and expenditure
Stop Chasing Unpaid Invoices
- Integration with industry leading online payment processors like Worldpay, PayPal and GoCardless.
- Issue invoices from anywhere, automate them and set reminders to pay increasing payment times.
Professional & Easy Invoicing
- Stop chasing unpaid invoices with automated follow ups
- Easy online invoicing with a professional branded look for your business
- Set up automation rules to match invoices and book keeping processes to save time
- Automate and duplicate invoicing
Formed in 2008, Cobia Accounting is part of the wider Cobia group, which offers a wide range of financial services so you can rest assured you’re in good hands. We specialise in digital bookkeeping and tax planning for freelancers, contractors, self-employed individuals, startups and small businesses.

Tanni
Business Development



