Accountants For Contractors

Fixed monthly fee with no exit fees or minimum periods

Whether you’re new to contracting or switching you can be confident you’re in safe hands

Fixed monthly fee with no exit fees or tie-in period

Free company formation if you’re starting out

We’ll submit your annual accounts, VAT & Corporation Tax

Free Accounting Software

*Please note, all rates quoted are exclusive of VAT.

Accounting Services Built On Trust And Reputation
Find Out How Much You Could Save By Setting Up A Limited Company

Get In touch

Need some advice on what to do?

Searching for an umbrella solution?

For as little as £20 per week, our solution ensures you’re getting paid on time and paying the correct amount of tax.

Why Choose Cobia?


  • You will always deal with an accountant – all your queries are dealt with experts
  • We offer excellent customer service – don’t take our word for it and read our TrustPilot reviews
  • Market leading accounting software – we don’t use our own or a cheap accounting software. We use a variety of market leading cloud-based applications.
  • Quick turnaround to queries – usually within 24 hours on our £99 package.
  • No exit fees or tie in period – if you are no longer contracting and don’t require our services for your company then you are not obligated to continue paying the monthly fee.
  • Free company set up, PAYE and VAT registration 
  • Refer others and get £100! – once you’re a customer with us simply recommend us and if they join we’ll send you some vouchers.
  • Communicate how you want – we are available on email, over the phone or video conferencing.
  • Software and Accounting training – upon joining you will receive unlimited training and help.
  • Outsource your Bookkeeping – if you don’t want to deal with transactions or any accounting we can do this for you too. This costs from just £30 per month extra.
What We Do
We set your company up. helping you maximise your income through tax planning and advice. Ensure all deadlines are met and make sure your tax, accounting and company secretarial obligations are met.

Leaving you to concentrate on your day job, earning as much as you can. Along the way there will be questions and we are here to answer then advise accordingly as part of your package

Free Company Set Up
We will set up your limited company for free, all we need is the name.
Maximise your Income
Often setting up a limited company, with advice from your accountant, can mean the most tax efficient way to work and generally take home 75-80% of your earnings.

With a limited company you’ll need to handle invoicing, the company bank account and decide how to pay yourself. You can claim a wider range of expenses helping to increase your take home pay.

Free Accounting Software
All our packages offer accounting software in the cloud.
Personal Accountants For Ongoing Help
All accountants are members of UK accounting bodies, based in the UK and we are contactable in person, on the phone, on email, livechat or on Skype during business areas. Along the way we can help with all ongoing queries you may have.
Annual Accounts Filed
We keep track of all the regulatory deadlines to keep a Limited Company running and use the data in the accounting software to provide timely reports.

Find out more about the expenses you can claim

Contractor expenses and tax relief
As a contractor, you have the option to claim allowable expenses before calculating the tax you need to pay.

This reduces the amount of tax you need to pay as your tax is calculated based upon a lower amount of income than those in permanent employment.

When contractors set up a limited company, they can take home even more of their income by claiming these expenses to reduce their corporation tax bill, leaving company profit left over to spend as they choose.

Read more

Simplifying Accounting: All Our Packages Include Easy To Use Cloud Accounting Software

Access your accounts online from any device

  • Update your accounts whilst issuing quotes & invoices with cloud-based software from our partner Kashflow
  • Download an app to use on your phone
  • Easily enable your personal accountant to view your finances to speed up returns and advice
  • Be productive on the move
  • Save over £150 on software fees with our packages (included in all our packages)

Keep A Close Eye On Your Accounts

  • Keep an eye on your performance with reports on profit & loss, stock control and self assessment.
  • Remind your customers about missing payments with automatic notifications.
  • View overdue payments

Accounting Made Simple

  • Full training session for new customers
  • Suitable for non accountants with a full tips and help section
  • Pre built standardised reports for quick access
  • Online dashboard displaying your financial position

Stay Synced

  • Link your bank accounts into the software to automate income and expenditure
  • Making it easier for you to see a real time view of your finances
  • No need to manually record transactions, your accountant can instantly access your income and expenditure

Stop Chasing Unpaid Invoices

  • Integration with industry leading online payment processors like Worldpay, PayPal and GoCardless.
  • Issue invoices from anywhere, automate them and set reminders to pay increasing payment times.

Professional & Easy Invoicing

  • Stop chasing unpaid invoices with automated follow ups
  • Easy online invoicing with a professional branded look for your business
  • Set up automation rules to match invoices and book keeping processes to save time
  • Automate and duplicate invoicing
Chat to an expert on how you could be set up in just 24 hours!
Meet The Team

Formed in 2008, Cobia Accounting is part of the wider Cobia group, which offers a wide range of financial services so you can rest assured you’re in good hands. We specialise in digital bookkeeping and tax planning for freelancers, contractors, self-employed individuals, startups and small businesses.



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